Vouchers & Codes
Voucher Codes Explained
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Tax Tips
Energy & Fuel
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Avoid paying too much tax

Check tax band before buying
Check tax band before buying Car tax now based on CO2 emissions. Use vcacarfueldata.org.uk to work out the tax band (A to G) of your motor. The tax could be zero (Gwiz, hybrids) to £400 for larger cars. Unfortunately the Government is applying the tax retrospectively on cars up to 6 years old, so you could be in for a shock if you don't check up on what tax you will have to pay.
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Make your fuel - its legal.
The UK government allows you to make 2,500 litres of bio fuel per year, tax free. Patrick Whetman at Goat Industries makes kits - see vegetableoildiesel.co.uk. A processor will cost ~£1000 - also take into account the required insurance for potential damage. Average cost per litre is reckoned to be around 10p per litre.
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Lets (Local Exchange & Trading Systems)
Local Exchange & Trading Systems (Lets) - start a community based network to trade all kinds of goods and services. These work by creating a kind of currency, with cheque books issued to members to buy goods/services. [Won't this cut out the tax man? - wonder how long that'll last! - Kev.]
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Keep enough (tax free) cash
Keep enough cash in an accessible tax free account, you may need it. The average time it takes to get another job after redundancy is four months but only 50% of people have enough spare cash to last that long.
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Redundancy Payment - tax
Be aware how much redundancy payment can be worth to you - it can be a useful cash buffer so it is wise to have an idea how much you might get. If you're payment is below £30K and you have left your job then your tax rate goes down to 20% but remember you may have to pay more later if you resume work in the same tax year.
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