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Get The best rates for your cash!!

Golden Rule of saving and borrowing
If you have both savings and debts then the banks are likely to be making too much money out of you. Use your savings to pay off any debts you may have. This is because the interest rate an your debts are likely to be far higher than the interest you receive from your savings accounts.
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Keep enough (tax free) cash
Keep enough cash in an accessible tax free account, you may need it. The average time it takes to get another job after redundancy is four months but only 50% of people have enough spare cash to last that long.
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